Providing Employees with peace of mind. In NYS, employee disability benefits are mandated. If your company has less than 50 employees, you want an Insurance Carrier who can offer a low male/female rate, and provide quick & accurate claims processing. We fulfill that requirement through our arrangement with Presidential Life Insurance Company. Presidential Life offers competitive statutory DBL rates and outstanding claims processing and customer service. Groups over 50 lives are experience rated, and Presidential Life is extremely competitive in this size market.

In addition, Presidential Life offers enhanced disability benefits above and beyond the statutory requirement for groups over 50. These include higher maximum weekly benefits; higher benefit percentages; and customized plans. The professionals at Pro Benefits Administrators can assist you in determining the appropriate disability benefits to fit your needs, and will coordinate the entire process for you, thereby providing ease of administration.

Options with value for employees and you. Simlpy contact one of Pro Benefits Administrators Account Executives at 1-888-683-3682 to determine the current statutory DBL rates. Groups over 50, please submit the following:

• At least (3) years prior experience of premium and cliams
• The last (2) years rate history
• Current Carrier Name
• Current Carrier Rate

We will provide you with an experience rated quote in a timely manner. Please let us know if you are interested in any other of our product offerings, such as dental, vision or group life. We would be pleased to provide any cobination proposal for you.

Additional benefits to consider:
Committed to Excellence. Pro Benefits Administrators has 25+ years experience designing & administering benefits plans. Our track record confirms that we are dedicated to providing our clients with unparalleled customer service.

Education. We provide complete, easy-to-understand information packets that include commmonly asked questions & answers regarding plan specifics. We conduct Initial and Open Enrollment meetings based upon each employer's unique work schedule.

Reduced Rates. Cost Savings due to Multiple Product Offerings such as Dental, Vision, Group Life and AD&D, and Disability.

Additional Offerings. Flex Plans, FSA's and HRA's available through Pro Benefits Administrators. Also available is COBRA administration and Consolidate Billing for multiple benefits through all carriers.

Excellent employee advantages.

Employee Meetings. Pro Benefits Administrators assigns an Account Executive to each client. The Account Executive holds Initial enrollment meetings and Open Enrollment meetings. They personally explain to employees the specifics of the benefits, and are available to answer questions. We feel it is invaluable to employees to have an actual representative personally meet with them to explain the benefits. We provide this service to all our clients, regardless of size.

One Phone Call Away. We encourage employees to contact our Customer Service Department at 1-888-683-3682 with any questions they may have regarding their benefits. Our Customer Service personnel are friendly, and provide accurate & timely answers to employees' questions.